Financial Strategies for Successful Retirement® (FSSR) is your key to the affluent pre-retirement market. As the baby boom generation approaches retirement, more and more people become candidates for this seminar.
FSSR® helps you tap into this large and rapidly growing market segment, which controls the majority of wealth in the U.S. This seminar offers pre-retirees the information they're concerned about, such as building enough wealth to retire, increasing retirement income, and exploring lifestyle options. This recently revised and updated course is an effective marketing tool that can help you reach prospects who have the assets, income and motivation to act now.
The FSSR® workbook is a beautifully illustrated 182-page manual that helps you inform, persuade and motivate. The comprehensive data sheets help you glean a wealth of valuable information from your prospects.
Capture your share of the multi-trillion-dollar pre-retirement market with the FSSR seminar!
Class Agenda
Financial Basics
- Retirement income: Perception and reality
- How long will you be retired?
- Nine reasons people fail financially in retirement
- Setting goals
- Using credit wisely
- Controlling debt
- Making compounding work for you
- Inflation
- Your income taxes
- Your investments and taxes
- Impact of income taxes and inflation
- Earning a real rate of return
- Making your money last
Your Retirement Income
- Retirement defined
- Social Security
- Retirement plans
- Value of tax-deferred contributions
- Personal retirement plans
- Traditional IRAs
- Roth IRAs
- Employer retirement plans
- Defined benefit
- Defined contribution
- Taking money out of employer retirement plans
- Required minimum distribution / Withdrawal rules
- Choosing your beneficiary
- Retirement checklist
Investments
- Emergency reserves
- Investment choices
- Traditional cash reserves
- Debt and equity investments
- Stock Exchanges
- Reading stock tables
- Comparing market measures
- Stock market fluctuations
- Corporate distributions
- Using portfolio managers
- Obtaining professional management
- Mutual funds
- Dollar-cost averaging
- Mutual funds for retirement income
- The power of tax deferral
- Tax-deferred annuities
- Variable life insurance policies
- Asset allocation
- The best performing asset class
- Procrastination — Your greatest investment risk
Risk Management
- Ways to manage risk
- Health insurance
- Medicare
- Disability income insurance
- Long-term care
- Long-term care progression
- Paying for long-term care
- Long-term care insurance
- Changing life insurance needs
- Types of life insurance
- Term insurance
- Cash value insurance
- Pension maximization using life insurance
- Survivorship life
Estate Planning
- Importance of estate planning
- Estate planning considerations
- Planning for incapacity
- Distributing assets at your death
- Direct transfer assets
- Joint ownership
- Trusts
- Probate
- Your will
- Taxes and your estate
- Federal unified gift and estate tax rates
- Providing money for estate transfer costs
Optional Planning Consultation
Everyone who attends this course is entitled to a personal retirement planning consultation after the conclusion of the course.
